Do you have a healthy savings habit?
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A good savings habit is the foundation of wealth creation Even at an early age when you received pocket money, you were faced with the decision of what to do…
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A self managed super fund comes with responsibilities
Self managed super funds to come under increased scrutiny Self managed super funds (SMSFs) are being set up at a faster rate than ever before. They’re now the fastest growing…
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DIY Financial Planning – The real costs may not be evident
DIY Financial Planning appears to be a low cost alternative There are a lot of smart people who make some rather dumb choices with respect to their finances. More often…
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Investment Return Volatility – A Potential Wealth Hazard
Investment return volatility is poorly understood Most investors understand that in order to increase their expected future return, they have to accept a higher level of volatility (or variability) in…
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Ownership of family wealth
Which structure is best? For our clients, there are predominantly four ways they hold their personal wealth. They are: Directly, either as an individual or jointly; In a private investment…
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Franked dividends and your investment strategy
Is franking a free lunch … Many D-I-Y investors skew their investment portfolios towards shares that pay franked dividends. This is particularly prevalent amongst trustees of self managed superannuation funds…
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Financial Planning: Personal Financial Advice or “Product Flogging”?
They make used car salesmen look good … The financial planning industry (and a number of accountants dubiously playing on the edge) has come under intense fire recently. The downturn…
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Why have a Self Managed Super Fund?
Not for higher investment returns … There has been an above trend increase in the number of self managed super funds (“SMSF”) set up recently. Such spurts usually occur when…
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“Timber”: Agribusiness Managers Felled
Within a couple of weeks of each other in April and May, the two largest stock exchange listed managers of managed investment schemes (“MIS”), Timbercorp and Great Southern, went under. Most likely, shareholders will end up with nothing while creditors are almost certain to take a substantial haircut.
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Is This You?
By most measures, you’re doing pretty well. You either have a successful career, as a professional or business executive, your own growing and vibrant business and/or are independently wealthy. You…
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