Is this the most hated market rally in history?
The recovery in stock markets around the world since the 23 March lows has confounded many and been dubbed the most hated market rally in history. It has polarised many…
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Low financial literacy: a serious threat to financial health
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Retirement readiness is low, both in Australia and internationally Recently, the Aegon Center for Longevity and Retirement released its 2018 international Retirement Readiness Survey, a survey it has conducted annually…
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Diversification v Concentration: A tortoise and hare story
Concentrate your investments to make and lose a lot of money The following recent Twitter exchange was the catalyst for this article: “If you want to make a lot…
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Confessions of a frustrated financial planner
Responding to what I consider “dumb” money decisions The recent Christmas/New Year period again provided time to meet less regularly seen family, friends and acquaintances and catch-up on what they…
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The only free lunch(es) in finance
The investment equivalent of par golf One of our four key investment philosophies is that “Diversification is key”. Effective diversification requires you to invest in broad based asset portfolios of…
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Don’t put all your investment eggs in one basket
Concentrated investments add to risk but have no expected extra return Our previous article in our series on the Personal Financial Dashboard – a graphic format that succinctly captures the…
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Portfolio Diversification versus Portfolio Insurance
How can I protect against a loss of investment capital? Since the GFC there’s been a lot of talk about ways to protect investment portfolios from the types of falls…
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Global Equity Investing
The concept of a single strategic equity asset class Globalisation has meant that world equity markets are now much easier to access. This is leading to the next stage in…
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Baby boomers’ housing experience may not repeat
Baby boomers still borrowing to buy property Over the six years to 2009-10 [1], baby boomers (those born between 1945 and 1964) continued to pour money into both owner occupied…
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You can be better off paying capital gains tax!
Surely, it’s better to defer paying tax It is not unusual for clients to have sizeable exposures to individual shares that they have held for long periods of time. We…
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