smart decisions Archives - Wealth Foundations

Revisiting the Global Financial Crisis

March 12, 2013

Behavioural Science, investment strategy, investor sentiment, market timing, prediction, smart decisions, value of advice, wealth advice

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How did you feel during the depths of the GFC? With the benefit of time, we tend to forget the strength of emotions we experienced in the past. I recently…

Beating the “Endowment Effect”

June 26, 2012

behavioural biases, Behavioural Science, endowment effect, investment strategy, smart decisions

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We overvalue what we already own Behavioural scientists have identified a number of psychological biases that may interfere with rational decision making. One of these is the so-called “Endowment Effect”,…

The Allure of Gold

October 11, 2011

asset allocation, asset classes, diversification, gold, independent advice, inflation, intelligent risk, investment strategy, smart decisions, speculators

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Gold as a safe haven The allure of Gold, as a viable long term investment option, has shot to new heights in the past five years. While this is perhaps…

Is the nation’s financial planning on track?

June 28, 2011

balance sheets, borrowings, economics, financial planning, financial position, financial security, financial trends, household sector, net investment wealth, smart decisions, strategic advice, wealth advice, wealth management

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What trends in key financial planning indicators should we expect? As wealth managers, we spend a lot of time working with our clients to structure their affairs to give them…

Should past performance affect your willingness to take investment risk?

October 12, 2010

asset classes, australian share market, investment performance, investment strategy, market risk, relative performance, risk exposure, share premium, smart decisions, wealth accumulation, wealth management

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Past investment performance is seductive It’s a difficult task being a good investor. You’re keen to celebrate when your investments perform well, yet you’re also looking for opportunities to acquire…

Is your Investment Strategy personalised?

May 11, 2010

investment rules, investment strategy, personal financial advice, smart decisions, strategic advice

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Knowledge of investments isn’t everything The availability of investment news and information has been increasing over time. This has led to an improvement in most people’s understanding of general investment…

Residential property is not a “fail safe” investment

April 27, 2010

asset classes, diversification, investment strategy, residential property investment, smart decisions, Volatility

The arguments in favour of residential property investment appear overwhelming Housing prices remained reasonably firm through the worst of the “Global Financial Crisis” and have risen steadily over recent months.…

Forecasting the Market – Skill or Luck?

April 13, 2010

crystal ball, investment strategy, Luck, market timing, prediction, Skill, smart decisions

How good is your crystal ball? We’ve just been through (arguably) the worst share market downturn since 1929. We’ve also experienced a recovery that few predicted was possible at the start of 2009. Why were we not able to predict these events earlier and with more precision?

Taxes, investment costs and investment returns

March 23, 2010

investment costs, investment performance, investment strategy, risk adjusted return, smart decisions, tax deduction, taxes

High before tax returns may not be best … If you accept the often repeated warning that past investment returns do not provide a guide to future performance, you would…

Is Rent Money, “Dead Money”?

March 9, 2010

home ownership, mortgage, smart decisions, strategic advice

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Rent is the price of housing accommodation The home building industry often promotes to potential young home buyers that rent money is “dead money” i.e. money down the drain. It…

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Revisiting the Global Financial Crisis

Beating the “Endowment Effect”

The Allure of Gold

Is the nation’s financial planning on track?

Is your Investment Strategy personalised?

Residential property is not a “fail safe” investment

Forecasting the Market – Skill or Luck?

Taxes, investment costs and investment returns

Is Rent Money, “Dead Money”?

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