We appreciate investors are faced with some difficult decisions, particularly with cash and fixed interest investments expected to offer low returns for some time. However, we encourage them to view…
Share and cash investment returns are unexciting It feels like the Australian share market has been going up and down in about the same spot for the past six or…
What to do when cash rates fall? With interest rates on cash in Australia falling to record lows, in absolute terms, there seems to be a scramble by investors to chase…
By your late 30’s, your decisions may have significantly shaped your financial future In a previous article, “ ‘wealthcheck’ and retirement preparedness”, we used the “wealthcheck” framework to compare the…
Concentrated investments add to risk but have no expected extra return Our previous article in our series on the Personal Financial Dashboard – a graphic format that succinctly captures the…
Your allocation to growth assets is a key measure of investment risk In our previous article in our series on the Personal Financial Dashboard – a graphic format that succinctly…
Our feelings aren’t reliable indicators of future investment returns If you let it, investing can be an emotional roller coaster. But while in many walks of life how we feel…
High dividend paying shares appeal to many investors It’s often suggested by various investment “experts” that the first requirement for a share investment is income return and then growth of…
How can I protect against a loss of investment capital? Since the GFC there’s been a lot of talk about ways to protect investment portfolios from the types of falls…
How did you feel during the depths of the GFC? With the benefit of time, we tend to forget the strength of emotions we experienced in the past. I recently…