The positive impact of lower inflation
We appreciate investors are faced with some difficult decisions, particularly with cash and fixed interest investments expected to offer low returns for some time. However, we encourage them to view…
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Have you enough investment wealth to support your desired lifestyle spending?
financial independence, how much do I need, investment wealth, retirement expenditure multiple, retirement spending
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How many years of spending can your Investment Wealth support? This is our third article in a series of six that examines the rationale for each chart included on a…
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The Reality of Lifetime Annuities in Australia
Lifetime Annuities: good product, immature market If you’re looking for a way to outsource your investment, longevity and inflation risks, you’re in luck. There is a financial product (a lifetime…
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What will you spend in retirement?
Retirement spending estimation is more than a financial exercise In a previous article, “What is an appropriate Retirement Expenditure Multiple?”, we suggested that a figure of 25 times your desired…
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What is an appropriate Retirement Expenditure Multiple?
Some suggest a retirement expenditure multiple as low as 12 … When clients ask us how much wealth they need to accumulate to ensure a high chance of meeting their…
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How does your “Personal Financial Scorecard” look?
A picture paints a thousand words… Our recent article, “What is “The Value of Financial Planning”?”, introduced a number of key metrics that we monitor to assess clients’ progress toward…
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