Index Investing: Naïve or Smart?
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What is index investing? Many investors shy away from index investing because they deem it to be too naïve for their investment purposes. There’s definitely a higher seduction factor associated…
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Should Gen X ever desert the share market?
Gen Xers should be rejoicing An article in “The New York Times” of 29 May 2012 titled “Younger Investors Jaded About the Stock Market, Survey Finds”, reported that a survey…
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Global Equity Investing
The concept of a single strategic equity asset class Globalisation has meant that world equity markets are now much easier to access. This is leading to the next stage in…
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Are Australian house prices too high?
Comparatively, house prices may appear reasonable In a recent speech, titled “The Lucky Country”, the Governor of the Reserve Bank, Mr Glenn Stevens, argues that despite many pundits suggesting otherwise…
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The cost of “free” financial advice
Financial advice is “freely” available Many people are reluctant to seek out and pay for personal financial advice. Some are just distrustful of financial planners, heavily influenced by the negative…
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What will you spend in retirement?
Retirement spending estimation is more than a financial exercise In a previous article, “What is an appropriate Retirement Expenditure Multiple?”, we suggested that a figure of 25 times your desired…
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Beating the “Endowment Effect”
We overvalue what we already own Behavioural scientists have identified a number of psychological biases that may interfere with rational decision making. One of these is the so-called “Endowment Effect”,…
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Structured Investment Products – too good to be true?
What are structured investment products? With growth assets going through a prolonged period of sideways, yet volatile, movement, we’ve noticed an increasing demand from the investment public for alternative sources…
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Has your home been a good “investment”?
Most compare the current house value with the purchase price … Like me, you probably often hear long term home owners making statements such as: “I bought this place in…
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The Retirement Timing Fallacy
How important is the timing of you retirement? There have been numerous studies done over recent times about the cost of retiring at the wrong time. As investors, we need…
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