The holiday house purchase decision: emotional or logical? You’ve just spent two glorious weeks at the end of January at your friend’s beachside holiday house with your young family. The…
Surely the wealthy don’t need to budget … It is true that some high income earners have no idea how much they spend, simply too busy making money to take…
The super contribution rules changed from July 2007 If you’re planning on maximising your super contributions, it pays to be vigilant when managing and implementing your strategy. There can be…
Attitudes to borrowing We all know that many people have become very wealthy through the use of borrowing. These people are often lauded as brilliant entrepreneurs and we are encouraged…
For many, receiving shares or options from your employer is a welcome benefit. There are usually no immediate tax or cash flow implications and you simply get access to a…
Will a good financial adviser create wealth? Many in the financial planning and wealth management industry want you to believe they hold the secret to creating wealth. They’ll guide you…
What you live off when you’re not working … In our introductory meetings with potential new clients, we want to obtain a preliminary view of their “Net Investment Wealth”. It…
When it comes to investing, there is an inordinate amount of information and opinion that is freely available. Most people have an opinion about the direction of the economy, markets,…
Which structure is best? For our clients, there are predominantly four ways they hold their personal wealth. They are: Directly, either as an individual or jointly; In a private investment…
Is franking a free lunch … Many D-I-Y investors skew their investment portfolios towards shares that pay franked dividends. This is particularly prevalent amongst trustees of self managed superannuation funds…