Rent is the price of housing accommodation The home building industry often promotes to potential young home buyers that rent money is “dead money” i.e. money down the drain. It…
Investment returns are often not what they first seem There is often a lot of misguided talk, sometimes boasting, about the level of returns people get on their investments. This…
The holiday house purchase decision: emotional or logical? You’ve just spent two glorious weeks at the end of January at your friend’s beachside holiday house with your young family. The…
Investment return volatility is poorly understood Most investors understand that in order to increase their expected future return, they have to accept a higher level of volatility (or variability) in…
Surely the wealthy don’t need to budget … It is true that some high income earners have no idea how much they spend, simply too busy making money to take…
The super contribution rules changed from July 2007 If you’re planning on maximising your super contributions, it pays to be vigilant when managing and implementing your strategy. There can be…
Attitudes to borrowing We all know that many people have become very wealthy through the use of borrowing. These people are often lauded as brilliant entrepreneurs and we are encouraged…
For many, receiving shares or options from your employer is a welcome benefit. There are usually no immediate tax or cash flow implications and you simply get access to a…
Will a good financial adviser create wealth? Many in the financial planning and wealth management industry want you to believe they hold the secret to creating wealth. They’ll guide you…
Strong Aussie dollar wipes out international share gains … In our recent article, “Should you hold international shares in your investment portfolio?”, we argued that there are diversification or risk…