Perceived low interest rates are driving investor and borrower behaviour Both bank term deposit and lending rates are at or close to generational lows. In response, term deposit investors are…

Most Australians would say “Yes” There has been a surge in residential property prices recently, apparently driven by investors rather than homeowners. Like most Australians, their answer to the question,…

Absolute short term investment returns have little decision making value At the end of each quarter, the media focuses a lot of attention on the absolute investment returns achieved by…

Portfolio construction: an art as much as a science. When designing investment portfolios for our clients we focus on the level of risk that’s suitable for their circumstances and tolerance…

“Rule of 25” based on restrictive assumptions In response to the often asked question, “How much do I need to be able to retire?”, as a rough “rule of thumb”…

Las Vegas pays off for fund manager I’ve just enjoyed six weeks holiday, purposely avoiding exposure to the financial media. Back to work again and it wasn’t long before two…

Your capacity for investment risk is not age dependent In helping our clients determine an appropriate asset allocation target, we attempt to assess: Their appetite or attitude to risk –…