Baby boomers’financial behaviours should reflect in the data We previously published an article (in June 2011) that looked at the financial strength of the average Australian household and how it…

Risk perception and tolerance are often not aligned People’s perception and understanding of investment risk sometimes vary wildly from their attitude to (or tolerance for) investment risk. As a result,…

Self managed super funds now a mass market product Self managed super funds (“SMSFs”) have been getting a lot of attention lately. All the major banks and fund management institutions…

Professor Eugene Fama’s Nobel Prize is richly deserved Our investment philosophy is based on the findings of world’s leading academic financial economists. It encapsulates what is now a vast body…

Perceived low interest rates are driving investor and borrower behaviour Both bank term deposit and lending rates are at or close to generational lows. In response, term deposit investors are…

Most Australians would say “Yes” There has been a surge in residential property prices recently, apparently driven by investors rather than homeowners. Like most Australians, their answer to the question,…

Absolute short term investment returns have little decision making value At the end of each quarter, the media focuses a lot of attention on the absolute investment returns achieved by…

Portfolio construction: an art as much as a science. When designing investment portfolios for our clients we focus on the level of risk that’s suitable for their circumstances and tolerance…

“Rule of 25” based on restrictive assumptions In response to the often asked question, “How much do I need to be able to retire?”, as a rough “rule of thumb”…