Articles - Page 10 of 20 - Wealth Foundations

Borrowing to invest a risky solution to a savings problem

February 26, 2013

Borrowing to invest has appeal to some high income professionals The Global Financial Crisis clearly revealed the dangers of attempting to accelerate wealth accumulation by borrowing to invest. Many were…

Do Australians spend too much on housing?

February 12, 2013

Housing, housing interest, housing rent, imputed rent, spending on housing

How is Australia’s spending on housing measured? For those who own their own home and don’t have a mortgage their sense is often that other than for costs like council…

Retirement planning: more than a financial exercise

January 22, 2013

retirement, retirement planning

The non-financial aspects of retirement planning may be critical In our work with clients, our primary focus is the effective accumulation of wealth over the period to a nominated retirement…

Financial planning as lifetime wealth management

January 8, 2013

financial planning, lifetime wealth, lifetime wealth management, net investment wealth, projected lifetime investment wealth

“Living for today” has future consequences We often hear people say that they don’t plan too much for the future. They’d rather live for today, as they argue you don’t…

The Top 10 Money Excuses

December 25, 2012

Behavioural Science, intelligent risk, money decisions, value of advice

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The following article is courtesy of Jim Parker, Vice President, DFA Australia. It highlights that without a disciplined pre-conceived approach to making money related decisions, it is easy to justify…

A comparison of Australian and US Household Wealth

December 11, 2012

independent financial advice

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Australian households among the world’s wealthiest The “Australian Financial Review” of 10 October 2012 reported that Australia’s median wealth per adult at USD194,000 is the highest in the world, according…

The Reality of Lifetime Annuities in Australia

November 27, 2012

inflation, intelligent risk, investment strategy, lifetime annuities, longevity risk, retirement expenditure multiple, retirement wealth

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Lifetime Annuities: good product, immature market If you’re looking for a way to outsource your investment, longevity and inflation risks, you’re in luck. There is a financial product (a lifetime…

The Pros and Cons of Lifetime Annuities

November 13, 2012

defensive assets, inflation risk, lifetime annuities, managing retirement, personal financial advice, Volatility

Lifetime Annuities and the quest for certainty Lifetime annuities offer you the opportunity to outsource a large slice of the uncertainty associated with managing your retirement capital. You get to…

Managing investment uncertainty

October 23, 2012

asset allocation, defensive assets, growth assets, investment confidence, risk attitude, target asset allocation

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Most investors should hold a combination of defensive and growth assets In our last article, we explained why we don’t think that the past five years of poor share market…

Has the investment world changed?

October 9, 2012

capital protection, cash, investment risk, shares

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Will shares continue to outperform cash? We use the chart below, showing a comparison of the growth since 1926 of a $1 invested in the US share market with a $1…

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Borrowing to invest a risky solution to a savings problem

Do Australians spend too much on housing?

Retirement planning: more than a financial exercise

Financial planning as lifetime wealth management

The Top 10 Money Excuses

A comparison of Australian and US Household Wealth

The Reality of Lifetime Annuities in Australia

The Pros and Cons of Lifetime Annuities

Managing investment uncertainty

Has the investment world changed?

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